Regular Checking
$100.00 minimum initial deposit required

Minimum Monthly Balance Service Charge
$0.00 to $500 $11.00
$501 and over no charge

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Business Checking
$100.00 minimum initial deposit required

Minimum Monthly Balance Service Charge
$0.00 to $1,000 $10.00
$1,001 and over no charge

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Now Account
Interest accrues daily on average available balances of $1,000 or more and is paid monthly. A $1,000 minimum initial deposit is required.

Minimum Monthly Balance Service Charge
$0.00 to $999 $10.00
$1,000 and over no charge

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Top 50 Checking
Checking account for persons age 50 or up. Interest accrues daily on balances of $1,000 or more and is paid monthly. A $100 minimum initial deposit is required. Free accidental death common carrier insurance, free checks, credit alert, and Rx Advantage.

Minimum Monthly Balance Service Charge
$0.00 to $500 $11.00
$501 and over no charge

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Top 50 Plus Checking
Checking account for persons age 50 or up. Interest accrues daily and is paid monthly. A $100 minimum initial deposit required. There is a $7.00 monthly service charge. This account includes all of the benefits of Top 50 Checking plus the following additional benefits:

  • No minimum balance to maintain
  • Free accidental death insurance of $10,000
  • Cash rewards

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50 Free Checking

  • Age fifty years & up
  • No minimuum balance to maintain
  • No service charge
  • $100 minimum initial deposit to open the account

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BanClub Account
A $100 minimum initial deposit required. The account also includes:

  • Accidental Death Insurance -
    Type Service Charge
    Individual / Joint ($10,000) $11.00
    Family Plan ($30,000) $12.00
  • Free personalized checks
  • Credit alert
  • Cash rewards
  • Free notary service
  • ATM check cards

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21st Century Checking
Interest accrues daily on average available balances of $5,000 or more and is paid monthly. A $5,000 minimum initial deposit required. The account also includes free checks.

Minimum Monthly Balance Service Charge
$0.00 to $4,999.99 $10.00
$5,000.00 and over no charge

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Student Checking
A $100 minimum initial deposit required. There is a $3 per month service charge. Students under the age of 18 must have a parent sign.

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