Regular Checking
$100.00 minimum initial deposit required

Minimum Monthly Balance Service Charge
$0.00 to $500.99 $11.00
$501 and over no charge

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Business Checking
$100.00 minimum initial deposit required

Minimum Monthly Balance Service Charge
$0.00 to $1,000.99 $10.00
$1,001 and over no charge

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Now Account
You must deposit $1000 to open this account. You must maintain a minimum daily balance of $1000 to obtain the annual percentage yield disclosed. A monthly service charge of $10 will be imposed if the daily balance during the month falls below $1000.

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Top 50 Checking
Checking account for persons age 50 and up. You must deposit $100 to open this account. You must maintain a daily balance of $1000 to obtain the annual percentage yield disclosed. A monthly service charge of $11 will be imposed if the daily balance during the month falls below $500.00. Free accidental death common carrier insurance, free checks, Savers Club, and Rx advantage.

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Top 50 Plus Checking
Checking account for persons age 50 or up. Interest accrues daily and is paid monthly. A $100 minimum initial deposit required. There is a $7.00 monthly service charge. This account includes all of the benefits of Top 50 Checking plus the following additional benefits:

  • No minimum balance to maintain
  • Free accidental death insurance of $10,000
  • Cash rewards

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50 Free Checking

  • Age fifty years & up
  • No minimuum balance to maintain
  • No service charge
  • $100 minimum initial deposit to open the account

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BanClub Account
A $100 minimum initial deposit required. The account also includes:

  • Accidental Death Insurance -
    Type Service Charge
    Individual / Joint ($10,000) $11.00
    Family Plan ($30,000) $12.00
  • Free personalized checks
  • Savers Club
  • Cash rewards
  • Free notary service
  • ATM check cards

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21st Century Checking
You must deposit $5000 to open this account. You must maintain a minimum daily balance of $5000 to obtain the annual percentage yield disclosed. A monthly service charge of $10 will be imposed if the daily balance during the month falls below $5000.

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Student Checking
A $100 minimum initial deposit required. There is a $3 per month service charge. Students under the age of 18 must have a parent sign.

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High Yield Checking
You must deposit $2500 to open this account. You must maintain a minimum daily balance of $2500 to obtain the annual percentage yield disclosed. A monthly service charge of $10 will be imposed if the daily balance during the month falls below $2500.

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21st Century Money Market
You must deposit $5000 to open this account. You must maintain a minimum daily balance of $5000 to obtain the annual percentage yield disclosed. A monthly service charge of $10 will be imposed if the daily balance falls below $5000.

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