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Regular Checking
$100.00 minimum initial deposit required
| Minimum Monthly Balance |
Service Charge |
| $0.00 to $500 |
$11.00 |
| $501 and over |
no charge |
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Business Checking
$100.00 minimum initial deposit required
| Minimum Monthly Balance |
Service Charge |
| $0.00 to $1,000 |
$10.00 |
| $1,001 and over |
no charge |
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Now Account
You must deposit $1000 to open this account. You must maintain a minimum daily balance of $1000 to obtain the annual percentage yield disclosed. A monthly service charge of $10 will be imposed if the daily balance during the month falls below $1000.
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Top 50 Checking
Checking account for persons age 50 and up. You must deposit $100 to open this account. You must maintain a daily balance of $1000 to obtain the annual percentage yield disclosed. A monthly service charge of $11 will be imposed if the daily balance during the month falls below $501. Free accidental death common carrier insurance, free checks, credit alert, and Rx advantage.
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Top 50 Plus Checking
Checking account for persons age 50 or up. Interest accrues daily
and is paid monthly. A $100 minimum initial deposit required. There is
a $7.00 monthly service charge. This account includes all of the benefits of Top 50 Checking plus the following additional benefits:
- No minimum balance to maintain
- Free accidental death insurance of $10,000
- Cash rewards
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50 Free Checking
- Age fifty years & up
- No minimuum balance to maintain
- No service charge
- $100 minimum initial deposit to open the account
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BanClub Account
A $100 minimum initial deposit required. The account also includes:
- Accidental Death Insurance -
| Type |
Service Charge |
| Individual / Joint ($10,000) |
$11.00 |
| Family Plan ($30,000) |
$12.00 |
- Free personalized checks
- Credit alert
- Cash rewards
- Free notary service
- ATM check cards
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21st Century Checking
You must deposit $5000 to open this account. You must maintain a minimum daily balance of $5000 to obtain the annual percentage yield disclosed. A monthly service charge of $10 will be imposed if the daily balance during the month falls below $5000.
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Student Checking
A $100 minimum initial deposit required. There is a $3 per month service charge. Students under the age of 18 must have a parent sign.
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High Yield Checking
You must deposit $2500 to open this account. You must maintain a minimum daily balance of $2500 to obtain the annual percentage yield disclosed. A monthly service charge of $10 will be imposed if the daily balance during the month falls below $2500.
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21st Century Money Market
You must deposit $5000 to open this account. You must maintain a minimum daily balance of $5000 to obtain the annual percentage yield disclosed. A monthly service charge of $10 will be imposed if the daily balance falls below $5000.
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